CE Payments - ACH Return Codes
- Danielle Donley (Unlicensed)
- Benjamin Hacker
The following guide details the different banking response messages (codes & reasons) that would appear on a returned payment in the CE Payments Dashboard.
R01 | Insufficient Funds |
R02 | Account Closed |
R03 | No Account/Unable to Locate Account |
R04 | Invalid Account Number |
R05 | Unauthorized Debit Entry |
R06 | Returned per ODFI’s Request |
R07 | Authorization Revoked by Customer (adjustment entries) |
R08 | Payment Stopped or Stop Payment on Item |
R09 | Uncollected Funds |
R10 | Customer Advises Not Authorized; Item Is Ineligible, Notice Not Provided, Signatures Not Genuine, or Item Altered (adjustment entries) |
R11 | Customer Advises Entry Not in Accordance with the Terms of the Authorization |
R12 | Branch Sold to Another DFI |
R13 | RDFI not qualified to participate |
R14 | Representative Payee Deceased or Unable to Continue in that Capacity |
R15 | Beneficiary or Account Holder (Other Than a Representative Payee) Deceased |
R16 | Account Frozen |
R17 | File Record Edit Criteria (Specify) |
R20 | Non-Transaction Account |
R21 | Invalid Company Identification |
R22 | Invalid Individual ID Number |
R23 | Credit Entry Refused by Receiver |
R24 | Duplicate Entry |
R29 | Corporate Customer Advises Not Authorized |
R31 | Permissible Return Entry (CCD and CTX only) |
R33 | Return of XCK Entry |
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