CE Payments - ACH Return Codes

The following guide details the different banking response messages (codes & reasons) that would appear on a returned payment in the CE Payments Dashboard.

R01

Insufficient Funds

R02

Account Closed

R03

No Account/Unable to Locate Account

R04

Invalid Account Number

R05

Unauthorized Debit Entry

R06

Returned per ODFI’s Request

R07

Authorization Revoked by Customer (adjustment entries)

R08

Payment Stopped or Stop Payment on Item

R09

Uncollected Funds

R10

Customer Advises Not Authorized; Item Is Ineligible, Notice Not Provided, Signatures Not Genuine, or Item Altered (adjustment entries)

R11

Customer Advises Entry Not in Accordance with the Terms of the Authorization

R12

Branch Sold to Another DFI

R13

RDFI not qualified to participate

R14

Representative Payee Deceased or Unable to Continue in that Capacity

R15

Beneficiary or Account Holder (Other Than a Representative Payee) Deceased

R16

Account Frozen

R17

File Record Edit Criteria (Specify)

R20

Non-Transaction Account

R21

Invalid Company Identification

R22

Invalid Individual ID Number

R23

Credit Entry Refused by Receiver

R24

Duplicate Entry

R29

Corporate Customer Advises Not Authorized

R31

Permissible Return Entry (CCD and CTX only)

R33

Return of XCK Entry